Insurance Company Counsel

We provide life and health insurers with a dynamic perspective, combining our vast experience working within this highly regulated industry with focused legal knowledge. We serve as national counsel to insurance carriers to ensure that their business processes, sales concepts, general liabilities, regulatory affairs, market conduct, and new products are in line with state and federal laws, and that they best serve their insureds' needs. As trusted advisors, insurance carriers rely on us to counsel their agents on the tax, legal, and ethical aspects of the sale of their products to customers.

Featured Publications

Section 1035 Exchanges and Modified Endowment Contracts
Section 1035 - Gray Areas of Policy Exchanges
Still More on Section 1035

1. What is estate planning?

Estate planning is the process of deciding and documenting your wishes for the disposition of assets, both during your life and after your death. It includes planning for incompetency as well as the care of minor children. Doing an estate plan does not require having a lot of money or assets. It is a process of taking control of what you do have and putting your wishes in writing.

2. Do I need a will?

Yes. Everyone who is competent and able under state law to have a will should have one. A properly drafted document may make dealing with your affairs much easier for your heirs.

More Estate And Business Planning FAQs

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The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

Friedman & Downey, P.C.
2000-A SouthBridge Parkway, Suite 210
Birmingham, AL 35209-1331
Map and Directions

Phone: 205-578-7794
Toll Free: 866-464-5525
Fax: 205-879-3037
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Attorneys at the Birmingham, Alabama, law firm Friedman & Downey, P.C., counsel and represent clients statewide and nationwide, with emphasis on Alabama counties such as Jefferson County, Walker County, St. Clair County, Tuscaloosa County, Shelby County, Etowah County and Calhoun County, and cities including Tuscaloosa, Gadsden, Anniston, Hoover, Mountain Brook, Vestavia, Homewood, Pelham, Irondale, Cahaba Heights, Montgomery, Prattville, Huntsville, Madison, Troy, Cullman, Decatur, Athens, Pell City, Fort Payne, Guntersville, Talladega, Bessemer, Fairfield, Trussville, Gardendale, Jasper, Fultondale, Alabaster and Dothan, AL.